handz/worklife2/crm/common/helpers/BankCardHelper2.php

<?php

namespace common\helpers;

/**
 * @see https://github.com/zhuzhichao/bank-card-info
 */
class BankCardHelper2
{
    private static $cardType = [
        'CC' => '信用卡',
        'DC' => '储蓄卡'
    ];

    private static $bankInfo = [
        "SRCB"      => "深圳农村商业银行",
        "BGB"       => "广西北部湾银行",
        "SHRCB"     => "上海农村商业银行",
        "BJBANK"    => "北京银行",
        "WHCCB"     => "威海市商业银行",
        "BOZK"      => "周口银行",
        "KORLABANK" => "库尔勒市商业银行",
        "SPABANK"   => "平安银行",
        "SDEB"      => "顺德农商银行",
        "HURCB"     => "湖北省农村信用社",
        "WRCB"      => "无锡农村商业银行",
        "BOCY"      => "朝阳银行",
        "CZBANK"    => "浙商银行",
        "HDBANK"    => "邯郸银行",
        "BOC"       => "中国银行",
        "BOD"       => "东莞银行",
        "CCB"       => "中国建设银行",
        "ZYCBANK"   => "遵义市商业银行",
        "SXCB"      => "绍兴银行",
        "GZRCU"     => "贵州省农村信用社",
        "ZJKCCB"    => "张家口市商业银行",
        "BOJZ"      => "锦州银行",
        "BOP"       => "平顶山银行",
        "HKB"       => "汉口银行",
        "SPDB"      => "上海浦东发展银行",
        "NXRCU"     => "宁夏黄河农村商业银行",
        "NYBANK"    => "广东南粤银行",
        "GRCB"      => "广州农商银行",
        "BOSZ"      => "苏州银行",
        "HZCB"      => "杭州银行",
        "HSBK"      => "衡水银行",
        "HBC"       => "湖北银行",
        "JXBANK"    => "嘉兴银行",
        "HRXJB"     => "华融湘江银行",
        "BODD"      => "丹东银行",
        "AYCB"      => "安阳银行",
        "EGBANK"    => "恒丰银行",
        "CDB"       => "国家开发银行",
        "TCRCB"     => "江苏太仓农村商业银行",
        "NJCB"      => "南京银行",
        "ZZBANK"    => "郑州银行",
        "DYCB"      => "德阳商业银行",
        "YBCCB"     => "宜宾市商业银行",
        "SCRCU"     => "四川省农村信用",
        "KLB"       => "昆仑银行",
        "LSBANK"    => "莱商银行",
        "YDRCB"     => "尧都农商行",
        "CCQTGB"    => "重庆三峡银行",
        "FDB"       => "富滇银行",
        "JSRCU"     => "江苏省农村信用联合社",
        "JNBANK"    => "济宁银行",
        "CMB"       => "招商银行",
        "JINCHB"    => "晋城银行JCBANK",
        "FXCB"      => "阜新银行",
        "WHRCB"     => "武汉农村商业银行",
        "HBYCBANK"  => "湖北银行宜昌分行",
        "TZCB"      => "台州银行",
        "TACCB"     => "泰安市商业银行",
        "XCYH"      => "许昌银行",
        "CEB"       => "中国光大银行",
        "NXBANK"    => "宁夏银行",
        "HSBANK"    => "徽商银行",
        "JJBANK"    => "九江银行",
        "NHQS"      => "农信银清算中心",
        "MTBANK"    => "浙江民泰商业银行",
        "LANGFB"    => "廊坊银行",
        "ASCB"      => "鞍山银行",
        "KSRB"      => "昆山农村商业银行",
        "YXCCB"     => "玉溪市商业银行",
        "DLB"       => "大连银行",
        "DRCBCL"    => "东莞农村商业银行",
        "GCB"       => "广州银行",
        "NBBANK"    => "宁波银行",
        "BOYK"      => "营口银行",
        "SXRCCU"    => "陕西信合",
        "GLBANK"    => "桂林银行",
        "BOQH"      => "青海银行",
        "CDRCB"     => "成都农商银行",
        "QDCCB"     => "青岛银行",
        "HKBEA"     => "东亚银行",
        "HBHSBANK"  => "湖北银行黄石分行",
        "WZCB"      => "温州银行",
        "TRCB"      => "天津农商银行",
        "QLBANK"    => "齐鲁银行",
        "GDRCC"     => "广东省农村信用社联合社",
        "ZJTLCB"    => "浙江泰隆商业银行",
        "GZB"       => "赣州银行",
        "GYCB"      => "贵阳市商业银行",
        "CQBANK"    => "重庆银行",
        "DAQINGB"   => "龙江银行",
        "CGNB"      => "南充市商业银行",
        "SCCB"      => "三门峡银行",
        "CSRCB"     => "常熟农村商业银行",
        "SHBANK"    => "上海银行",
        "JLBANK"    => "吉林银行",
        "CZRCB"     => "常州农村信用联社",
        "BANKWF"    => "潍坊银行",
        "ZRCBANK"   => "张家港农村商业银行",
        "FJHXBC"    => "福建海峡银行",
        "FJNX"      => "福建省农村信用社联合社",
        "ZJNX"      => "浙江省农村信用社联合社",
        "LZYH"      => "兰州银行",
        "JSB"       => "晋商银行",
        "BOHAIB"    => "渤海银行",
        "CZCB"      => "浙江稠州商业银行",
        "YQCCB"     => "阳泉银行",
        "SJBANK"    => "盛京银行",
        "XABANK"    => "西安银行",
        "BSB"       => "包商银行",
        "JSBANK"    => "江苏银行",
        "FSCB"      => "抚顺银行",
        "HNRCU"     => "河南省农村信用",
        "COMM"      => "交通银行",
        "XTB"       => "邢台银行",
        "CITIC"     => "中信银行",
        "HXBANK"    => "华夏银行",
        "HNRCC"     => "湖南省农村信用社",
        "DYCCB"     => "东营市商业银行",
        "ORBANK"    => "鄂尔多斯银行",
        "BJRCB"     => "北京农村商业银行",
        "XYBANK"    => "信阳银行",
        "ZGCCB"     => "自贡市商业银行",
        "CDCB"      => "成都银行",
        "HANABANK"  => "韩亚银行",
        "CMBC"      => "中国民生银行",
        "LYBANK"    => "洛阳银行",
        "GDB"       => "广东发展银行",
        "ZBCB"      => "齐商银行",
        "CBKF"      => "开封市商业银行",
        "H3CB"      => "内蒙古银行",
        "CIB"       => "兴业银行",
        "CRCBANK"   => "重庆农村商业银行",
        "SZSBK"     => "石嘴山银行",
        "DZBANK"    => "德州银行",
        "SRBANK"    => "上饶银行",
        "LSCCB"     => "乐山市商业银行",
        "JXRCU"     => "江西省农村信用",
        "ICBC"      => "中国工商银行",
        "JZBANK"    => "晋中市商业银行",
        "HZCCB"     => "湖州市商业银行",
        "NHB"       => "南海农村信用联社",
        "XXBANK"    => "新乡银行",
        "JRCB"      => "江苏江阴农村商业银行",
        "YNRCC"     => "云南省农村信用社",
        "ABC"       => "中国农业银行",
        "GXRCU"     => "广西省农村信用",
        "PSBC"      => "中国邮政储蓄银行",
        "BZMD"      => "驻马店银行",
        "ARCU"      => "安徽省农村信用社",
        "GSRCU"     => "甘肃省农村信用",
        "LYCB"      => "辽阳市商业银行",
        "JLRCU"     => "吉林农信",
        "URMQCCB"   => "乌鲁木齐市商业银行",
        "XLBANK"    => "中山小榄村镇银行",
        "CSCB"      => "长沙银行",
        "JHBANK"    => "金华银行",
        "BHB"       => "河北银行",
        "NBYZ"      => "鄞州银行",
        "LSBC"      => "临商银行",
        "BOCD"      => "承德银行",
        "SDRCU"     => "山东农信",
        "NCB"       => "南昌银行",
        "TCCB"      => "天津银行",
        "WJRCB"     => "吴江农商银行",
        "CBBQS"     => "城市商业银行资金清算中心",
        "HBRCU"     => "河北省农村信用社"
    ];

    public static function getBankList()
    {
        return self::$bankInfo;
    }

    public static function getBankNameList()
    {
        return array_values(self::$bankInfo);
    }

    public static function getBankImg($bank)
    {
        return "https://apimg.alipay.com/combo.png?d=cashier&t={$bank}";
    }

    public static function info($cardNum)
    {
        $result = file_get_contents("https://ccdcapi.alipay.com/validateAndCacheCardInfo.json?_input_charset=utf-8&cardNo={$cardNum}&cardBinCheck=true");
        $result = json_decode($result);

        if (!$result->validated) {
            $bankInfo = array(
                'validated' => $result->validated
            );
        } else {
            $bankInfo = array(
                'validated'    => $result->validated,              // 是否验证通过
                'bank'         => $result->bank,                        // 银行代码
                'bankName'     => isset(self::$bankInfo[$result->bank]) ? self::$bankInfo[$result->bank] : '',   // 银行名称
                'bankImg'      => self::getBankImg($result->bank),
                'cardType'     => $result->cardType,                // 银行卡类型, CC 信用卡, DC 储蓄卡
                'cardTypeName' => self::$cardType[$result->cardType],
            );
        }

        return $bankInfo;
    }

    /**
     * @param string $cardNo
     * @return bool
     */
    public static function check_bankCard($cardNo)
    {
        return self::info($cardNo)['validated'];
    }
    
}